How Much Is Xero Per Month in Australia? | Xero Pricing Guide

How Much Does Xero Cost per Month in Australia? A Clear Guide for Small Businesses

If you’re considering Xero for your bookkeeping, one of the first questions you’ll ask is:
How much does Xero cost per month in Australia?

The answer depends on your business size, complexity, and which features you need. Below, we’ve broken down current Xero pricing (as of mid-2025), what each plan includes, and how to choose the right one for your business.

Xero Monthly Pricing Plans (Australia)

Xero offers three core plans, each with its own features and pricing:

1. Xero Starter – From $32/month (AUD)

Best for: Freelancers, sole traders, or micro businesses

Includes:

• Send up to 20 invoices & quotes

• Enter 5 bills

• Reconcile bank transactions

• Hubdoc for capturing bills & receipts

• Payroll for 1 employee

Limitations:
Restricted invoicing and bill entry can become a barrier as your business grows.

2. Xero Standard – From $65/month (AUD)

Best for: Growing small businesses

Includes everything in Starter, plus:

• Unlimited invoices & quotes

• Unlimited bills

• Bulk reconcile transactions

• Payroll for up to 2 employees

Why it suits most businesses:
No limits on invoicing or bills means smoother daily bookkeeping.

3. Xero Premium – From $85/month (AUD)

Best for: Medium-sized businesses with more employees or multi-currency needs

Adds:

• Payroll for up to 5 employees (more available with add-ons)

• Multi-currency support

• Advanced reports and integrations

Optional Add-Ons (Extra Charges)

Depending on your needs, Xero also offers add-ons for:

• Additional employees on payroll

• Expense management

• Projects & job costing

• Analytics Plus for deeper reporting

These can increase your monthly subscription, so it’s important to factor in the total cost.

Xero Pricing: Key Considerations

• Prices are GST-inclusive and billed monthly

• Discounts may apply for first-time users or when signing up via a bookkeeper

• You can upgrade/downgrade any time depending on business changes

• A 30-day free trial is available on all plans

Choosing the Right Xero Plan for Your Business

If you’re unsure which plan fits, ask:

• How many invoices do you send per month?

• Do you track employee payroll inside Xero?

• Do you need multi-currency support?

• Are you managing projects or just tracking basic transactions?

Your bookkeeper can help you choose the most efficient and cost-effective option — and ensure you’re not paying for features you don’t need.

Final Thoughts

So, how much is Xero per month in Australia?
It starts at $32/month, but most businesses settle into the $65 or $85/month range, depending on features.

Xero’s flexible plans, real-time reporting, and integration with ATO and banks make it one of the most popular accounting tools for Australian businesses. Just make sure you're getting value for the features you use — and don’t hesitate to ask for help setting it up.

Need guidance on choosing or configuring your Xero plan? Justwise Accounting can help tailor a setup that fits your workflow and budget.